Submission of Income & Expenditure (I&E) Statement is one of the eServices under IPTO's Insolvency eServices. It allows Bankrupts to submit their I&E Statements electronically. There are 8 pages for this eService, of which the first 6 pages constitute the I & E Statement Details and the remaining 2 pages are for checking and confirmation purposes.
This eService is free-of-charge and takes approximately 15 minutes to complete.

If you are new to IPTO eServices, you may like to go through General Information first.
If you have problem accessing IPTO eServices, please check Technical Guide.
 
 
Step-by-Step Guide
1. Income & Expenditure Statement(s) to be Submitted
2. Particulars of Insolvent Person
3. Employment Details
4. Income for the Period Submitted
5. Particulars of Financial Supporter
6. Monthly Expenditure/Debt Settlement Proposal
7. Transaction Summary
8. Transaction Completed
 
 
 
 1. Income & Expenditure Statement(s) to be Submitted
 

 
a.

The page will display all the statements that are pending submission which you have created. Each statement pending submission will be retained in the system for ONLY 5 calendar days.

 
b.

Click on to create a new submission.

 
c.

Click on to modify details previously entered in a pending application.

 
d. Usage of Buttons :
 
[Back] : Brings you to the previous page.
[Next] : Verification of the information will begin after you click on the [Next] button. After verification, the system will proceed to the next page.
[Submit] : The information you entered will be submitted.
[Save & Exit] : Verification of the information will begin after you click on the [Save & Exit] button. After verification, information that you have entered will be saved into the database and the system will proceed to the Summary Page.
[Clear Page] : Clears the information for the current page.
[Cancel] : You can abort the transaction by clicking on the [Cancel] button.
 
 
 
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 2. Particulars of Insolvent Person
 
 
a.

You will see this page if you are involved in a valid bankruptcy case and there are outstanding period(s) for you to submit your I & E Statement. Take note that ALL submissions must be done electronically.

 
 
b.

Enter all the required information.

 
 
c.

After entering all the details required, click on the [Next] button to continue.

 
 
d.

If you have answered "Yes" to the question "Were you employed...", you will be directed to the page on 'Employment Details'. If you have answered "No", you will skip the page 'Employment Details' and be directed straight to the page 'Income Details'.

 
 
e.

If you have either omitted mandatory fields marked with an asterisk(*) or if you have furnished information that is incorrect/incomplete, error messages will be displayed at the top of the page. Correct the errors before clicking on the [Next] button again.

 
 
 
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 3. Employment Details
 
 
a.

You will see this page if you have indicated "Yes" to the question "Were you employed..." at the 'Particulars of Insolvent Person' page.

 
 
b.

Enter all the required information.

 
 
c.

You can provide your employer's address by entering either the section on Local Address or Local P.O. Box/ Foreign Address. Please DO NOT enter both.

 
     
 

Local Address

 
 

Please enter the Block or House Number, Level, Unit and Postal Code. You are not required to enter the Street Name as it will be auto-retrieved at the Transaction Summary Page.

 
     
  Example 1  
     
  If your employer's address is:  
  Blk 131 Simei St. 1 #02-42 Singapore 520131  
     
  Please enter as follows:-  
     
 
Employment Details
Local Address  
      Blk/ House No. :
Level-Unit : #   - 
      Street Name : Auto-retrieved by system
      Building Name : Auto-retrieved by system
      Postal Code :
OR
Foreign Address :
 
     
  Example 2  
     
  If your employer's address is:  
  10A Collyer Quay Singapore 049316  
     
  Please enter as follows:-  
     
 
Employment Details
Local Address  
      Blk/ House No. :
Level-Unit : #   - 
      Street Name : Auto-retrieved by system
      Building Name : Auto-retrieved by system
      Postal Code :
OR
Foreign Address :
 
     
 

Since your employer's address does not have a Level/Unit Number, you can leave it blank.

 
     
 

If you are entering a Local P.O. Box/ Foreign Address,

 
 

you can enter it into the field without any specific format.

 
     
  Example  
     
 
 
Employment Details
Local Address  
      Blk/ House No. :
Level-Unit : #   - 
      Street Name : Auto-retrieved by system
      Building Name : Auto-retrieved by system
      Postal Code :
OR
Foreign Address :
 
 
d.

After entering all the details required, click on the [Next] button to continue.

 
 
e.

If all required information has been correctly entered, you will be directed to the next page 'Income Details'.

 
 
f.

If you have either omitted mandatory fields marked with an asterisk(*) or if you have furnished information that is incorrect/incomplete, error messages will be displayed at the top of the page. Correct the errors before clicking on the [Next] button again.

 
 
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 4. Income for the Period Submitted
 
 
a.

Enter all the required information.

 
 
b.

After entering all the details required, click on the [Next] button to continue.

 
 
c.

If all required information has been correctly entered, you will be directed to the next page to confirm your total income and enter your take home income.

 
 
d.

After confirming your total income, if you have answered "No" to the question "Are your monthly expenses paid by you...", you will be directed to the page on 'Financial Supporter(s)'. If you have answered "Yes", you will be directed straight to the page 'Monthly Expenditure'.

 
 
e.

If you have either omitted mandatory fields marked with an asterisk(*) or if you have furnished information that is incorrect/incomplete, error messages will be displayed at the top of the page. Correct the errors before clicking on the [Next] button again.

 
 
 
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 5. Particulars of Financial Supporter
 
 
a.

If you have answered "No" to the question "Are your monthly expenses paid by you" then you will be directed to the page on 'Financial Supporter(s)'.

 
 
b.

Enter all the required information.

 
 
c.

After entering all the details required, click on the [Next] button to continue.

 
 
d.

If all required information has been correctly entered, you will be directed to the next page 'Monthly Expenditure/Debt Settlement Proposal'.

 
 
e.

If you have either omitted mandatory fields marked with an asterisk(*) or if you have furnished information that is incorrect/incomplete, error messages will be displayed at the top of the page. Correct the errors before clicking on the [Next] button again.

 
 
 
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 6. Monthly Expenditure/Debt Settlement Proposal
 
 
a.

Enter all the required information.

 
 
b.

After entering all the details required, click on the [Next] button to continue.

 
 
c.

If all required information has been correctly entered, you will be directed to the next page 'Transaction Summary'.

 
 
d.

If you have either omitted mandatory fields marked with an asterisk(*) or if you have furnished information that is incorrect/incomplete, error messages will be displayed at the top of the page. Correct the errors before clicking on the [Next] button again.

 
 
 
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 7. Transaction Summary
 
 
a.

This page will display all the details of your I & E Statement that you have completed.

 
 
b.

Check through to make sure the details that you have entered are correct.

 
 
c.

If there is a need to amend any information, click on the [Back] button to return to the pages that require the amendments.

 
 
d.

If all the information is correct, read the Declaration message. If you agree to the Declaration, click on "Yes, I agree".

 
 
e.

Click on the [Submit] button to submit the statement. If you do not wish to submit the statement, click on the [Cancel] button to abort the whole transaction.

 
 
 
 
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 8. Transaction Completed
 
 
a.

Upon the successful submission of the statement, you will see this page. The page will display the key Bankruptcy Details and the period that you have filed the statement for. An E-Filing Number will also be generated and displayed on this page. This E-Filing Number will be your reference number if you need to check with IPTO on your electronic submission.

 
 
b.

Scroll to the bottom of the page.

 
 
c.

The remaining number of I & E statements that you need to submit will be displayed. If you have outstanding statements to submit, you may decide whether or not you want to submit another I & E statement.

 
 
d.

If you wish to submit another statement, click on the [Yes] button. If you do not wish to submit another statement, click on the [No] button.

 
 
e.

If you do not have any other outstanding I & E statements, you will not be prompted with the question. To end, click on the [OK] button.

 
 
 
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  How do I report a problem?
 

     You can send an email to IPTO Helpdesk.

 
     Contact Information of IPTO Helpdesk:
     Email : ipto_efiling@ipto.gov.sg
 
 
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Version No: 1.6 Last Updated:20/06/2005